As a consumer, when choosing the right credit card for you, you need to consider a number of things. For example, do you make your payments on time every month? Or do you need to rebuild your credit? If you have bad credit and therefore bad credit, the best option available is a range of ‘secured’ credit cards. In general, you can improve your credit score this way, where the deposit you make to the account determines your credit.
In the following information I will show why each of the 9 credit cards I am writing about are good.
If you need to rebuild or establish your credit and want a low annual fee of $29 where you choose your credit limit, I suggest the Bank of America Secured Platinum Visa Credit Card.
If you don’t have a steady income or have bad credit, Applied Bank’s Secured Visa Credit Card is a good choice, especially if you tend to fall behind on payments. The annual payment rate (APR) for this card is fixed at 9.99% regardless of late payments.
The MetaBank UltraVX Visa Card approves up to $25,000 cash-on-demand (patent pending) with many rewards, with instant approval regardless of credit score.
The Millennium Bank Black Diamond Visa Card has a fairly high continuous APR of 19.5%, but you can get up to 100,000% travel accident insurance and get a special high introductory savings rate. If you want to save some money, this is a good card option.
Both the Plains Commerce Bank Access Visa Card and Total Access Card offer 24-hour online account access and excellent customer service. The Access Visa Card offers an immediate online decision while the Total Access Card offers you an instant decision, as long as you go directly to the bank itself.
The good thing about the American Pacific Bank Secured Visa Card is that there are no application processing fees. The deposit you make is the same as your credit. It’s a great card if you need rehabilitation.
The US Bank SkyPass Secured Visa Card offers great bonus miles as rewards, especially when you make your first purchase and upon renewal. It also offers up to $250,000 in Travel Accident Insurance.
Finally, for a low annual fee of $18, the Wells Fargo Bank Secured Visa Card offers higher interest rates, but you get free online access to your account, where you choose a payment due date and get credit insurance. free car rental.
