Tea only The truth in the expression “land will always appreciate because it is no longer being used” is in the last 7 words! The finite supply of land does not even come close to guaranteeing that its value will increase over time. Supply is only one factor to consider when estimating how much any real estate parcel is worth,…
Robert Kiyosaki of ‘Rich Dad’ fame says that an asset is something that puts money in your pocket. This is a great definition and gets to the core of what an asset is. Most of us say that our house is an asset. This couldn’t be further from the truth! Ask yourself: ‘Does he put money in my pocket every…
Investing in hybrid bonds increases income and reduces some risks. Summer fun can include long trips along the coast in an open-top two-seater cruiser. While the summer season has come and gone and it may be time to park the sports car and put the top back up as the cooler seasons and inclement weather approach, consider this: Convertibles can…
The Wheel of Life may be ‘old hat’ to us trainers, but it is a powerful visual training tool with many uses in the world of training. In fact, it may be the best and most flexible training tool in any trainer’s toolbox. We forget that The Wheel of Life is still new to most of our customers. And even…
The owner tenure relationship is a very special bond between two unknown people. This can be fruitful or worse depending on the circumstances and behavior. But if you follow a few simple steps and are a little careful when selecting your tenant, it will be a good value. The following are the tips that can make you a successful homeowner:…
In today’s California condominium market, the seller must not only prepare the unit for sale, but must also be prepared with some HOA information prior to listing. Do you as a seller know how many owners live in the community? Are you familiar with your association’s Conditions, Covenants and Restrictions (CC&R)? What about upcoming assessments for planned maintenance work in…
It pays to take some time on a regular basis (at least every three months) to work on and write down the Strengths, Weaknesses, Opportunities, Threats and Constraints that affect your courier business. Once you’ve listed them, you can come up with a plan to develop and exploit their strengths and reduce your exposure to their weaknesses. Keep an open…
A possible scenario for the 1031 exchange. Let’s say you bought a residential property in the San Francisco Bay Area for $250K twenty years ago. Since the property is located in a good area, its value has appreciated to $1M. Over the years, he refinanced the original loan to consolidate his other debts and currently has a $300,000 mortgage on…
Some of the satellite phones are larger than the mobile phones seen today and they are also heavier. It is more expensive to buy compared to your mobile phone. In case you find yourself in a situation where you require the guarantee of connectivity, where other alternatives do not exist or are scarce, a satellite phone becomes an invaluable means…
Everyone is a renter at some point in life. Some start early while others start late. Approximately 111 million (111,000,000) Americans rented in 2016. Of this number, about 9 million were people under the age of 30, while 27 million were people between the ages of 30 and 65. Even among seniors, around 6 million people over the age of…