Finding a trusted financial advisor was difficult. The appeals court recently reversed the pending Department of Labor fiduciary rule that further confuses financial consumers. It is vitally important to understand whether your financial advisor will act as a fiduciary for you or will instead seek investments that are right for you. However, it is also important to know if you…
There is a relatively new offshore business opportunity in various jurisdictions. This is the business of making small loans for amounts of at least $ 100 and no more than $ 5,000. Such a company can operate internationally, but must be based in the jurisdiction where the license is granted. Generally, the majority of on-site employees must be residents of…
Lately, I have been listening to a certain radio advertisement bombarding the New York subway news station that I enjoy listening to. The reason I like this station is simple: It’s smart, it’s interesting, and it conveys John Sterling / Susan Waldman Yankee commentary during the season’s games. However, this particular radio ad strikes me so full of misleading marketing…
What is the definite life purpose of this church? Who is the beacon that directs the course you chart? I am not asking about your mission statement or your belief statement. What I am asking is, what is the purpose of you constantly meeting here each week? What is the guiding standard that drives you to speak and act throughout…
S&P is short for Standard & Poor. This represents an index of 500 stocks chosen for many of their characteristics, the most important being market size, liquidity, and industry grouping. The main reason the S&P was created is that it serves as a proxy for US equities, but it also reflects the risk / return characteristics of the large-cap universe.…
For those looking to invest in real estate in today’s market, there is a unique way to make a profit without the need for cash or credit, and without the risks or headaches of owning rental properties. In this article, I’ll show you how you can place unsold homes under contract subject to the existing mortgage, and then assign the…
Selling your home on your own is challenging in today’s market. If you decide to do it on your own, here are some tips to keep in mind: Preparing the house Start by preparing your home for sale. Clean up, get rid of clutter, pack up unused items, and maybe have a yard sale to get rid of the rest.…
Given the rapid rise in home prices in recent years, home sellers are taking a hard look at the commission they have to pay to a real estate agency to market and sell their home. Real estate commissions vary across the country; they average in the range of four to seven percent. According to the 2004 National Association of Realtors®…
If you are a potential home buyer, you need to understand the difference between dual seller, buyer, and real estate agents. Using the wrong type of agent could affect the financial terms of the deal and have significant legal implications. Read on to build an understanding of the difference and how to use it to your advantage when buying a…
The key to selling your home yourself is being properly prepared. If not, your home may stay on the market longer than expected because it is not attracting or receiving offers from qualified buyers. And this is where many homeowners get frustrated and start thinking about giving up the dream of selling their homes themselves. However, some sellers are very…