The total spa experience will never be complete without a body scrub. The body scrub is the best cleansing experience you can get at a local spa and wellness center. It is a spa treatment that involves the use of natural and coarse materials such as salt, crushed nuts and sugar suspended in a semi-liquid emulsion. The spa therapist uses…
Typically, when someone is beginning the home buying process, they first pick their real estate agent, finally find a home, and then that agent refers them to a home inspector. However, it may actually be more beneficial for home buyers to reverse this, first choosing their home inspector and then asking their opinion of a real estate agent. Make no…
“Trustee” is basically defined by Black’s Law Dictionary as a term derived from Roman law that means, as a noun, a person or legal entity, having the character of trustee, with respect to the trust and trust that it implies as scrupulous good faith. and openness towards other people’s affairs. A fiduciary also has duties that are described as involving…
Without interfering with the responsibilities of any one professional, a true external project manager (PM) leads and helps integrate all the vendors, elements and phases of a project from start to finish. Designers, contractors, and real estate brokers are very capable within their specialties, but they can fall short if they are entrusted with the responsibilities of an independent project…
With the advent of the Internet comes the arrival of great free advertising tools, and Craigslist is one of them. For those who don’t know, Craigslist is a free online classifieds website used to buy and sell a variety of items. One area that has seen great success on Craigslist has been real estate and millions of people advertise on…
The quick answer is “no”, it is a completely different type of mortgage than the traditional one that almost everyone is familiar with if they have ever bought a home or refinanced. They are not underwritten using “debt to income” ratios, FICO scores or “loan to value” calculations, but instead use the net cash flow of potential borrowers after all…
When purchasing a multi-family building as an investment property, closing costs can add up to a large amount and therefore must be carefully calculated as the investor must estimate whether he has sufficient funds for the down payment and closing costs before . to close the deal. It is also important to estimate how much cash is needed to save…
Learning how to build a garage is not as overwhelming as you might expect, well, at least for freestanding structures. Homeowners who build their own garage can save thousands by hiring a builder who, in many cases, will outsource to the same construction crews that you may hire. Or if you’re feeling adventurous, or just thrifty, you can invite friends…
When customers need to create marketing tools for their businesses, including trademarks, advertising, brochures, direct mail senders, websites, signage, and other high-visibility digital and print communications, they often ignore and sometimes disdain. strict laws that protect copyrights and trademarks against infringement. . However, if the owner of the record detects a trademark or rights infringement, they can commission their attorney…
I have been wondering, as I am sure you have, how long it would take for the government to take action against the mortgage brokers who are responsible for at least part of the collapse of the subprime mortgage industry. After following various newspaper reports to get this information, it is finally happening, and there will be more to come.…