One of the most frustrating situations for a client with disability insurance occurs when they have to access insurance they have paid for, often for years, and are denied the support they are owed, the support they expected to have available should they the worst would happen. There are so many loops to go through to successfully claim disability insurance…
Test prep companies and the LSAC (Law School Admissions Council) point to a remarkable statistic when people question the effectiveness of the LSAT. That stat? High performance on the LSAT is strongly correlated with success in the first year (year 1L) of law school. Of course, as Prime Minister Benjamin Disraeli once said: “There are three kinds of lies: lies,…
Bankruptcy protection is often used to stop foreclosure and give the debtor the opportunity to restructure mortgage arrears on affordable payment terms. When borrowers fall behind on their mortgage, the bank usually insists on paying ALL the past-due mortgage arrears in advance, or within a very short period of two to three months. This financial predicament is often impossible for…
A poor family is not welcome, especially in the village, where the neighborhood is very close. When Suma and her husband rented a shack and came to our next door, my wife was clearly upset. I tried to comfort her. ‘We’re pretty good financially. I know you’re worried about being asked to borrow money. Do not bother yourself. They bought…
Before you graduate, your dean of students, a professor, or common sense will tell you that the bar exam is a test not to be taken lightly, that you should take your bar exam preparation seriously. But until you dive into the depths of the sample bar exam essays and practice questions, it’s very hard to really understand just how…
In the old days of legal billing, attorney bills, usually a single page on fancy letterhead, contained only the phrase “legal services rendered” and a hefty dollar amount. No time breakdowns, no list of activities performed or equipment and supplies used, just a final, usually shocking charge. But customer demands and the evolution of sophisticated billing software have led to…
The PSAT/NMSQT is not an ordinary standardized test. As the qualifying test for the National Merit Scholarship, the PSAT/NMSQT is the Cerberus guarding the doors of a $2,500 scholarship and a host of other desirable benefits: an advantage in the admissions process, the prestige of being a Scholarship National Merit. Academic and sometimes even full scholarships to certain universities. When…
Whether you lead a civic, social, or religious organization, a business entity (regardless of size), or any component of government, mastering the art and science of effective negotiations and creating a meaningful contract requires some relevant knowledge. , combined with the experience, knowledge and commitment/discipline, to demand, including certain essential contract clauses. Too often, those who negotiate proceed without paying…
Distance education is rapidly catching up in India and the number of students opting for this mode of education is increasing. Many students living in remote areas cannot follow regular courses for their higher education, even if they want to. They can fulfill their wish with this mode of education. Even working professionals can give their career a boost with…
Rubber stamping is a fun and exciting hobby, and like many hobbies, it benefits from organizing your tools and supplies. Many organizational tools can be low cost, as well as effective. Here are some handy tips for keeping your rubber stamps safely stored and neatly organized. One of the most important things with rubber stamps is to keep them out…