An annuity is a contract between the insured and the insurance company to provide income for retirement. It generally offers regular payments made over time. Annuities have been around for over two hundred years. They are paid for the life of the recipient or for a specified period of time. They are usually issued by insurance companies through licensed agents.…
It’s not the best time of week, when after long hours of preparation and intense work during a deployment window, your change fails. Besides, it also breaks other things. Sometimes it is evident immediately after deployment, but sometimes it is discovered hours or days later. If you’re lucky, you can apply an emergency change to fix a fairly apparent root…
First of all, it is never a good idea to put all your money in one investment. Always keep your portfolio as diverse as possible. It is very common to ask questions like “the best company to invest your money”. It is ideal for conducting research on a few companies or products at the same time and investing regularly. Be…
If you want to be successful with online marketing, there are many different types of marketing that are important to understand. Each type of marketing requires specialized knowledge and understanding to ensure its effectiveness. Here is an overview of the different types of online marketing that you should know about. 1. Search engine optimization Often abbreviated as SEO, this type…
There is a common assumption that you must raise money from outside sources to start a viable business. In fact, the vast majority of small businesses are started solely with the owner’s time and penny. Some businesses appear to simply require outside investment, particularly if they require expensive equipment, substantial inventory, significant labor, or the like. However, most business ideas…
When we consider so many elements in our lives, many people feel the common adage: “If it ain’t broke, don’t fix it.” In technology, this can be detrimental to our business and personal lives if we don’t pay close attention to the risks associated with taking such a stance. Trying to use outdated technology can be a money saver on…
Financial analysis is performed using information published in a company’s financial statements to assess current financial condition and past performance. Financial Key performance indicators such as liquidity, profitability and solvency, among others highlighted by this process, are used to determine the financial strengths and weaknesses of the commercial entity. This analysis can be performed internally within the organization to facilitate…
Your financial capacity will determine the type of catering business you can set up and maintain in the long term. When checking your finances for the business, you should consider capital and startup costs, as well as required taxes. Capital and initial cost The cost of starting a catering business depends on how big you want to start. Would you…
eBay is an online auction where ordinary people can sell an item or two for small up-front charges. People with an eBay account can bid on these items until the sellers close, just like in an in-person auction. However, the seller can choose the ‘Buy It Now’ option, which lists an item at a fixed price and there is no…
In accounting parlance, the left side of an account is called debit side. Therefore, an account with entries to the left that are larger in total than entries to the right is said to have a debit balance. The following accounts typically have debit balances: (a) Accounts receivable (b) Cash (c) Fixed assets (d) Inventory The right side of an…