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SuperCharged Secret 3, credit card utopia

KILLER RATE SAVINGS INFORMATION CHARGED BY TURBO!

Let’s take a brief moment to recap:

If you’ve been following this journey with me, learning the 5 super charged secrets of the credit card utopia, then now you know 2 very important things:

  1. Now you know how to take advantage of zero or low interest credit card offers.
  2. Now you know there is safety in numbers and you know the magical “Who’s Who” of the major credit card companies. You know that one of them, in my opinion, stands out for consumers.

With me? Well. These are two essential fundamentals that you must follow in order to live in the credit card utopia.

Now let me spice it up.

What could be better than interest-free credit cards? What could be better than having the best, lowest guaranteed credit card in your wallet?

1) How about cash? Would that work for you?

How about a big fat check at the end of the year, in thousands and thousands and thousands of dollars?

Would you like to get PAID thousands of dollars every year, just for spending money you ALREADY SPENT?

You may find that I am not talking DIRECTLY about interest rates. But listen, I can’t get much lower than zero interest. I need you to think creatively with me now.

2) Rewards cards, also known as incentive-based credit cards. Let’s start there.

These are no secret. Many of us have rewards cards. I have several, in fact, and I get a lot of rewards for spending with them. I earn airline miles, receive gas vouchers, and get discounts at online stores … AND … I get cash.

But let me tell you about a HUGE secret that most people are not yet fully exploiting for their personal and financial gain.

3) My family and I are starting to make money from Cash-Back offers:

Cash back, Cash-Back cards, those are the ones I want to focus on here, for a second.

How do these cash back cards lower the interest rate? Well at this stage, it’s a game of semantics, but if you have 9% interest, for example, and you use a cash-back credit card that pays you 3% on all transactions … Well, that it’s like getting a 3% discount on the rate, so your charge is more than 6%. It’s not EXACTLY so, but you get the point.

More importantly, let’s dig deeper.

4) I’m going to tell you how to TURBO-CHARGE this mechanism, and EXPLOIT IT FOR EVERYTHING IT’S WORTH.

You see, your credit card company wants you to spend as much money as possible on your plastic.

Yes, they would like to charge you interest on the debt. But even if you pay it every month, did you know that they still make a profit on the transaction from merchant fees?

Yes, the credit card charges the merchant a fee for swiping your card. It can range from 1% to 6% …

It does not affect you, the consumer (directly), but it does give you an idea of ​​why you can become a business partner with your credit card company.

5) Secret n. 3 Revealed: This is what my family and I are doing:

We use our cash back credit card for EVERYTHING.

We have simply restructured our expenses so that all expenses, or almost all expenses, go through our credit card with cash back.

Supermarkets, restaurants, shopping, gastronomy, gas … Everything. In fact, at the time of writing this article, American Express® has developed a Bill-Pay type system so that we can pay some of our bills using our credit card with cash back.

You can imagine? A credit card company that develops online bill payment. Now how smart is that?

6) Let me ask you something. How much money do you spend each year on expenses?

Don’t take out your calculator, because the answer is simple. Basically, you spend … AS MUCH AS YOU EARN …

The vast majority of us do. So, let me ask you the same question in a different way: How much money do you make?

How much is 3% to 5% of that?

I will give you an example. If the average household income (and expenses) were around $ 50,000, then that means a smart consumer, with a cash-back credit card, could generate a check each year for between $ 1,500 and $ 2,500.

7) Holly Cape Canaveral, Batman !!! That’s $ 2,500 in free cash, every year!

What would YOU do with all that free money? Buy a vacation, a new TV, some jewelry?

Are you getting it now?

You should begin to view the Cash-Back credit card as more than just an incentive or reward.

Frankly, it is a new source of income.

8) Now, here is the heart of the question on how we do this. It’s simple.

The first step is to gather all of our credit cards, put them in an envelope, and store that envelope in our safe in the attic. We replace all of our plastic in our wallet with the cash back credit card of your choice. We also put an emergency debit card in our wallet, but the main method of spending now is to use the cash back card. This takes care of gas, food, restaurants, etc.

The second step is the expense restructuring process through the online bill payment system with our cash back credit card company.

We redirect as many expenses as possible through our cash back card. It takes a little time and it doesn’t happen in a day.

But do the field work. Be a smart consumer like me and my family.

9) There is also an advantage!

The advantage is exceptional! Have you considered that my family and I really only have to make one payment a month? That is the goal we are heading towards anyway.

So think about how many bills you pay each month. Wouldn’t it be nice to make one payment for all your expenses, instead of a check to your gas card, a check to utilities, a check to the credit card company, etc.?

Consider the convenience and time you save by just making one payment each month.

10) A lot of information to assimilate, right? Let’s break down here:

If you have followed my train of thought then you have come to the secret knowledge of how to mine and exploit the power of these cash back cards for all they are worth. If you do this, even just the first part, you will take an incentive program to save money and recharge it in a real income producing technology.

Nice, cool, huh? SHHH! It is a utopian secret.

We have enjoyed providing you with this information and wish you the best of luck in your endeavors. Remember to always seek good advice from those you trust and never turn your back on your own common sense.

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